About FBA Foundation Black American Chamber of Commerce

The History and Resumes of our Directors:
Katherine Jean Loyd - Lead Director - Background, Resume and Experience:
Bachelor of Science - Michigan State University
"My joy and mission is to uplift people in their time of need and to help people thrive."
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1981 - Job Placement Coordinator - Michigan STEP Program
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1983 - Unemployment Coordinator - Unemployment Agency - State of Michigan
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1985 - Protective Services Coordinator - Dept. of Social Services - State of Michigan
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1998 - Case Manager - Family Independence Agency (FIA) - State of Michigan
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2008 - Homeless - Los Angeles, California
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2009 - Real Estate Broker / Owner - Beverly Hills, California
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2013 - Real Estate Broker / Owner - Buckhead - Atlanta, Georgia
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2017 - CPH Grassroots Animal Rescue Farm - Atlanta, Georgia
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2019 - NMLS Mortgage Broker / Owner - LoanGIANT - Atlanta, Georgia
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2026 - Lead Director - FBA Foundational Black American Chamber of Commerce
While at the State of Michigan I was certified in and provided the following services::
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Unemployment Assistance (UA) with assigning job training vouchers.
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Food Assistance Program (FAP)
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Family Independence Program (FIP) Cash assistance for families.
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State Disability Assistance (SDA) Cash assistance for adults with disabilities.
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Child Development and Care Child care payment assistance.
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State Emergency Relief (SER) Help with housing, utilities, and burial costs.
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PATH (Partnership. Accountability. Training. Hope.) A mandatory 10-day program for FIP applicants focusing on employment.
"Investing our time and resources into people is always our best solution" - K. Loyd
Why now the need of FBACOC:
The directors of FBACOC got tired of being tired and tired of waiting for change and leadership specifically for Foundational Black American financial economics, causes, issues and success.
The Main Trigger of Outrage:
A news story of black and brown babies bones being intentionally broken in Richmond Virginia.
Per Google AI, YouTube, National News and Civil Rights Organizations:
The case where a nurse was accused and prosecuted for intentionally breaking the bones of newborn babies which occurred at a public Hospital in Richmond, Virginia.
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The Suspect: A registered nurse in the Women's Hospital / New Birth section of the hospital.
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The Victims: Multiple premature babies initially reported as seven (7), later linked to nine (9) infants in the NICU suffered unexplained bone fractures and bruising between 2022 and 2024.
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Case Details: In January 2026, the suspect pleaded no contest to nine counts of felony child abuse, which involved accusations of roughly handling infants and placing her full body weight on them.
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Investigation: Video evidence revealed the injuries occurred while the babies were in her care. Following her removal from duty, the injuries stopped, but further injuries were reported when she was briefly allowed to return to work.
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Outcome: As part of a plea agreement, the nurse was sentenced to time in prison, barred from working in healthcare or with children, and ordered to remain on house arrest pending final sentencing in June 2026.
Why was this event the final frustrated tired of being tired:
The outrage was that it was innocent newborns who couldn't have done anything to anyone, especially an adult. The sense of trust for general hospitals was broken completely. Unfortunately stories like this happen to adults from the inception of the Trans-Atlantic Slave Trade and the re-assignment of free American Indigenous People from Original Indigenous Native American to Chattel Negro Slave.
All slaves did not come from the ships of the Trans Atlantic Slave trade, most were already living on the discovered land later called North America.
There had been many stories of abuse and neglect to black patients during COVID-19 in 2020. But after COVID-19 the cases became unacceptable.
By now nurses, doctors and all of us would have seen the impact of COVID-19 who didn't care what color you were nor how much money you had.
COVID made most people realize life is too short to hate your fellow brother and sister. Science has proven that we all came from and started from Africa.
It's a proven fact.
Animal dog and cat rescue is very close to our hearts - the 2nd level tired of being tired:
Seeing the horrible treatment of innocent animals during COVID-19 was outrages and appalling. Seeing so many innocent animals who gave nothing but love and be completely scapegoated for the spread of COVID-19 was a nightmare to watch and feel hopeless. Owners were throwing sweet loving animals off very high level balconies and making innocent, defenseless animals homeless and uncared for during this time. We opened our 17 acre farm at the time for abandoned animals to have a safe place but wished we were in more locations to help more innocent loving animals.
Why was FBACOC formed:
We advocate, connect, inform, and fight for FBA Owned Business and General Black Owned Business growth and success which equals America's growth and success.
The hundreds of successful black towns that were massacred and destroyed also destroyed America's growth and success that effects all Americans today. Image how much further we would be as a country if a hundred 100 more cities like:
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East St. Louis Riot (1917): Resulted in 40-250 deaths and left 6,000 Black residents homeless.
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Ocoee Massacre (1920): Nearly all 500 Black residents were killed or expelled in Florida.
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Tulsa Race Massacre (1921): The affluent Greenwood District was burned, causing an estimated 300 deaths and 10,000 people to become homeless.
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Rosewood Massacre (1923): The Florida town was burned, with death tolls estimated between 6 and 150.
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Slocum Massacre (1910): Between 8 and 200 Black residents were killed by a white mob in Texas.
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Argenta Riot (1906): Occurred in Little Rock, Arkansas, where a mob burned half a block of buildings and forced residents to flee.
Were able to flourish and grow into Los Angeles, Chicago, Dallas, Houston, Charlotte or Atlanta from the early 1900's to now.
Yes these events limit all of us as Americans and overall success of America as a whole.
Who We Are:
FBA Foundational Black American Chamber of Commerce is the world’s largest business organization. Our site members range from the small businesses and chambers of commerce across the country that support their communities, to the leading industry associations and global corporations that innovate and solve for the world’s challenges, to the emerging and fast-growing industries that are shaping the future. For all of the people across the businesses we represent, FBA Foundational Black American Chamber of Commerce is a trusted advocate, partner, and network, helping them improve society and people’s lives. What We Do Since our founding, FBA Foundational Black American Chamber of Commerce has advocated for policies that help businesses create jobs and grow our economy. Building on a strong legacy of trust and track record of success, we help today’s businesses start, grow, and thrive in a complex and constantly changing macro environment. We inform our members with timely policy analysis and legal advice, connect them with leaders in business and government through world-class events and intimate gatherings, and equip them with tools and resources to help them succeed. Above all, we serve as their ally and champion on Capitol Hill, in the courts, in the state houses, and in markets around the world. No matter who or where our members are, we are their seat at the table and voice in the debate. We advocate, connect, inform, and fight for business growth and America’s success.
What We Believe:
Even though our country seems to change every month, FBA Foundational Black American Chamber of Commerce foundational belief has not. We believe in the ability of American businesses to improve lives, solve problems, and strengthen society. And throughout the years, a clear pattern has emerged. When citizens, business leaders, and government officials work together, America works. There are greater opportunities for better jobs, new industries, and fairer laws. Communities thrive, the economy grows, and our nation’s positive influence in the world increases. When that partnership breaks down, those opportunities and the country’s optimism fade. To us, the choice is simple. The future we want to build gives everyone the opportunity to build a better future for themselves. It’s why our job today—and every day—is to build the strongest relationship possible among the American people, business leaders, and elected officials in Washington, state capitals, and countries around the globe. This empowers business to play a vital and needed role in a healthy democracy. It allows us to shape and deliver the bold policies that matter most to our members. And it enables millions of businesses to create the jobs and economy that offer every American the chance to pursue their goals.
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FBACOC WORLD HEADQUARTERS, BRANCH OFFICES & SATELLITE LOCATIONS:
(BY ALPHABETICAL COUNTRY / CONTINENT ORDER)
MAIN USA-EAST HQ OFFICE:
USA - GEORGIA - ATLANTA @ MIDTOWN
1100 Peachtree Street NE, Atlanta, GA 30309
LoanGIANT Customer Call Center: +1 (424) 444-8996
MAIN USA-WEST HQ OFFICE:
USA - CALIFORNIA - BEVERLY HILLS @ WILSHIRE
8484 Wilshire Blvd., Beverly Hills, CA 90211
LoanGIANT Customer Call Center: +1 (424) 444-8996
MAIN SA-KZN GATEWAY HQ OFFICE:
AFRICA - SOUTH AFRICA - ETHEWINI @ GATEWAY
2 Ncondo Place, Ridgeside Drive, Umhlanga Ridge, Durban, 4320
LoanGIANT Customer Call Center: +27 073 960 2011
MAIN SA-KZN OCEAN BEVERLY HILLS HQ OFFICE:
AFRICA - SOUTH AFRICA - OCEANWALK @ BEVERLY HILLS
21 Lighthouse Road, Beverly Hills, Umhlanga Rocks, Durban, 4319
LoanGIANT Customer Call Center: +27 073 960 2011
MAIN SA-NORTH JOHANNESBURG/SANDTON HQ OFFICE:
AFRICA - SOUTH AFRICA - JOHANNESBURG @ SANDTON
Atrium on 5th 9th Floor, 5th St, Johannesburg, 2196
LoanGIANT Customer Call Center: +27 073 960 2011
MAIN SA-WEST CAPE TOWN HQ OFFICE:
AFRICA - SOUTH AFRICA - CAPE TOWN @ V&A WATERFRONT
The Pavilion, Corner Portswood and, Dock Rd, Victoria & Alfred Waterfront, Cape Town, 8001
LoanGIANT Customer Call Center: +27 073 960 2011
FOR ALL OF THE FOLLOWING LOCATIONS CUSTOMER CALL CENTERS ARE:
FBACOC-USA Customer Call Center: +1 (424) 444-8996
FBACOC-AFRICA Customer Call Center: +27 073 960 2011
AFRICA - GHANA - ACCRA @ AIRPORT
19 Kofi Annan St, Accra, Ghana
AFRICA - NIGERIA - LAGOS @ LENNOX
Block 10, Plot 2 & 3, Admiralty Way, Lekki Phase 1 100001, Lekki, Nigeria
AFRICA - SOUTH AFRICA - JOHANNESBURG @ SANDTON
Atrium on 5th 9th Floor, 5th St, Johannesburg, 2196
AFRICA - SOUTH AFRICA - CAPE TOWN @ V&A WATERFRONT
The Pavilion, Corner Portswood and, Dock Rd, Victoria & Alfred Waterfront, Cape Town, 8001
AFRICA - SOUTH AFRICA - GQEBERTHA @ HARBOUR VIEW
1st Floor, Harbour View Building, Oakworth Rd, South End, Gqeberha, 6001
AFRICA - SOUTH AFRICA - PIETERMARITZBURG @ BIRD SANCTURARY
B, Bird Sanctuary Buiding, Pietermaritzburg, 3201
AFRICA - SOUTH AFRICA - RICHARDS BAY @ LAKEVIEW TERRACES
4th Floor, Lakeview Terraces, Penny Ln, Richards Bay, 3900
CANADA - ONTARIO - TORONTO @ QUEEN WEST
180 John St, Toronto, ON M5T 1X5, Canada
USA - ALABAMA - BIRMINGHAM @ CORPORATE DRIVE
2700 Corporate Dr. Suite 200, Birmingham, AL 35242
USA - CALIFORNIA - BEVERLY HILLS @ WILSHIRE
8484 Wilshire Blvd, Beverly Hills, CA 90211
USA - DC - WASHINGTON @ CAPTOL RIVERFRONT
100 M Street Southeast, 100 M St SW Building, Suite 600, Washington, DC 20003
USA - GEORGIA - ATLANTA @ MIDTOWN
1100 Peachtree Street NE Atlanta, GA 30309
USA - FLORIDA - FORT LAUDERDALE @ LAS OLAS
501 East Las Olas Blvd Suite 300, Fort Lauderdale, FL 33301
USA - FLORIDA - MIAMI @ BRICKELL
80 Southwest 8th Street, Bayview Suite 2000, Miami, FL 33130
USA - FLORIDA - ORLANDO @ DOWNTOWN
111 N Orange Ave Suite 800, Orlando, FL 32801
USA - FLORIDA - PALM BEACH @ DOWNTOWN
West Tower, 777 S Flagler Dr Suite 800, West Palm Beach, FL 33401
USA - FLORIDA - TAMPA @ WESTSHORE
4830 West Kennedy Boulevard Beach Park, Suite 600, Tampa, FL 33609
USA - ILLINOIS - CHICAGO @ HYDE PARK
5113 South Harper Hyde Park, Suite 2C, Chicago, IL 60615
USA - INDIANA - INDIANAPOLIS @ CITY CENTER
201 North Illinois Street Mile Square, South Tower, 16th Floor, Indianapolis, IN 46204
USA - LOUISIANA - NEW ORLEANS @ METAIRIE
3900 N Causeway Blvd Suite 1200, Metairie, LA 70002
USA - MARYLAND - BALTIMORE @ INNER HARBOR CENTER
400 E Pratt St 8th floor, Baltimore, MD 21202
USA - MARYLAND - NATIONAL HARBOR @ NATIONAL HARBOR
137 National Plaza Suite 300, National Harbor, MD 20745, United States
USA - MASSACHUSETTS - BOSTON @ BACK BAY
800 Boylston Street, 16th Floor, Boston, MA 02199
USA - MICHIGAN - SOUTHFIELD @ TOWN CENTER
Suite 1900, 2000 Town Center, Southfield, MI 48075
USA - NEVADA - LAS VEGAS @ SUMMERLIN
1980 Festival Plaza Drive Summerlin South, #300, Las Vegas, NV 89135
USA - NEW YORK - NEW YORK CITY @ MANHATTAN
14 Wall St 20th floor, Manhattan, NY 10005
USA - NORTH CAROLINA - CHARLOTTE @ PERIMETER PARKWAY
10130 Perimeter Pkwy #200, Charlotte, NC 28216
USA - PENNSYLVANIA - PHILADELPHIA @ WEST CONSHOHOCKEN
Four Tower Bridge, 200 Barr Harbor Dr Suite 400, Conshohocken, PA 19428
USA - TENNESSEE - MEMPHIS @ DOWNTOWN
1661 International Dr. Suite 400, Memphis, TN 38120
USA - TENNESSEE - NASHVILLE @ ART DISTRICT
Fifth Third Center, 424 Church St Suite 2000, Nashville, TN 37219
USA - OHIO - CLEVELAND @ FIFTH THIRD
Fifth Third Building, 600 Superior Ave East, Cleveland, OH 44114
USA - TEXAS - HOUSTON @ SOUTH SHORE
2600 South Shore Blvd Suite 300, League City, TX 77573
USA - TEXAS - DALLAS @ PRESTON COMMONS
8117 Preston Rd Suite 300, Dallas, TX 75225
USA - TEXAS - SAN ANTONIO @ RIVERWALK PLACE
700 N St Mary's Street #1400, San Antonio, TX 78205
USA - VIRGINIA - RICHMOND @ DOWNTOWN
919 E Main St #1000, Richmond, VA 23219
USA - WASHINGTON - SEATTLE @ DOWNTOWN
1420 5th Ave Suite No. 2200, Seattle, WA 98101
WhatsApp Customer Care:
Beverly Hills, CA-SWHQ
+1(424) 444-7886
Atlanta, GA-SEHQ
+1(404) 937-7062
FBACOC
FBA Chamber of Commerce
24/365 Customer Care
+1(404) 937-7062





